Facultative Reinsurance

Facultative Reinsurance

Facultative reinsurance offers customized risk-transfer for high-value or complex risks, allowing insurers to obtain coverage on a case-by-case basis to manage peak exposures effectively.

Overview

For insurers facing high-risk or non-standard policies, facultative reinsurance provides tailored protection for individual risks that may not be covered under a treaty reinsurance agreement. This solution allows insurers to cede specific risks to reinsurers selectively, ensuring adequate coverage for large, unusual or high-severity claims.

At Edme Insurance Broker, we specialize in structuring facultative reinsurance programs that help insurers retain business competitiveness while mitigating excessive risk exposure.

FAQs

  • When insuring a large or unique risk that exceeds treaty capacity
  • When underwriting complex risks such as aviation, marine or energy projects
  • When seeking additional capacity for a high-exposure policy

  • Provides flexibility to negotiate coverage terms on a case-by-case basis
  • Offers higher capacity for specialized or high-value risks
  • Helps insurers manage risk concentration and optimize underwriting decisions

Facultative reinsurance is used as a supplementary solution when specific risks fall outside the scope of a treaty reinsurance agreement, ensuring full coverage across diverse risk portfolios.

Talk To Us

Contact us to get in touch with an industry or risk subject matter expert, learn more about a specific solution or submit a sales/RFP inquiry.

Contact Us

DISCLOSURE

EDME INSURANCE BROKERS LTD. (FORMERLY KNOWN AS ADITYA BIRLA INSURANCE BROKERS LTD.)

Registered Office: 2nd Floor, Privillion, East Wing, Sarkhej - Gandhinagar Highway, Vikram Nagar, Bodakdev, Ahmedabad, Gujarat 380054. IRDAI License Number: 146 | Composite Broker | License Valid till: 9th April, 2027 | CIN: U99999GJ2001PLC062239 Corporate Office: VIOS Tower, 6th floor, Off Eastern Express Highway, Sewri - Chembur Rd, Mumbai – 400037 Telephone: 1800 120 2510 | Website: www.edmeinsurance.com In case of any queries/complaints/grievances, please write to us at clientfeedback@edmeinsurance.com.