Treaty Reinsurance Services

Treaty Reinsurance Services

Structured agreements providing continuous risk coverage across portfolios, enhancing financial stability and underwriting efficiency.

Overview

Treaty reinsurance allows insurers to automatically cede a portion of their risk portfolio to a reinsurer under a pre-negotiated contract. This structured arrangement enables insurers to underwrite more policies, manage capital more efficiently and stabilize their financial performance. By spreading risks across multiple policies, treaty reinsurance ensures long-term sustainability and compliance with regulatory solvency requirements.

EDME Edge

  • Design programs
  • Optimize capital
  • Mitigate exposure

FAQs

  • Provides predictable and stable risk-sharing arrangements
  • Enhances underwriting capacity and risk diversification
  • Improves financial stability and compliance with solvency regulations

  • Proportional treaties (quota share & surplus share)
  • Non-proportional treaties (excess of loss & stop loss)

Unlike facultative reinsurance, which covers individual risks on a case-by-case basis, treaty reinsurance provides automatic coverage for a portfolio of policies under a long-term agreement.

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Contact us to get in touch with an industry or risk subject matter expert, learn more about a specific solution or submit a sales/RFP inquiry.

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Disclosure

EDME INSURANCE BROKERS LTD. (FORMERLY KNOWN AS ADITYA BIRLA INSURANCE BROKERS LTD.)

Registered Office: 2nd Floor, Privillion, East Wing, Sarkhej - Gandhinagar Highway, Vikram Nagar, Bodakdev, Ahmedabad, Gujarat 380054. IRDAI License Number: 146 | Composite Broker | License Valid till: 9th April, 2027 | CIN: U99999GJ2001PLC062239 Corporate Office: VIOS Tower, 6th floor, Off Eastern Express Highway, Sewri - Chembur Rd, Mumbai – 400037 Telephone: 1800 120 2510 | Website: www.edmeinsurance.com In case of any queries/complaints/grievances, please write to us at care@edmeinsurance.com.