Structured Credit Insurance

Structured Credit Insurance

Credit risk solutions designed to protect against payment defaults and counterparty risks, ensuring stable cash flows and improved working capital management.

Overview

Structured Credit Insurance is designed to mitigate the risks associated with extending trade credit and engaging in complex financing arrangements. It covers potential losses from customers or supplier defaults, ensuring that unpaid invoices or delayed payments don’t disrupt your cash flow. By transferring these credit risks, businesses can confidently extend credit terms, expand market reach and manage working capital more efficiently — even in volatile economic conditions.

EDME Edge

  • Alignment with risk appetite
  • Reduce exposure to bad debt

FAQs

  • Exporters & Importers: Companies that extend credit to international customers, facing cross-border payment risks.
  • Manufacturers & Suppliers: Businesses with significant receivables and trade-credit exposures.
  • Financial Institutions & Lenders: Organizations looking to protect their loan portfolios against defaults.
  • High-Risk Sectors: Firms operating in volatile markets with elevated default risks.
  • Businesses Seeking Cash Flow Stability: Companies aiming to optimize working capital and minimize bad debt.

  • Counterparty Default Protection: Financial compensation for losses when a customer or supplier fails to pay.
  • Trade Credit Risk Mitigation: Coverage for non-payment risks arising from extending credit to buyers.
  • Political & Economic Risk: Protection against losses due to political instability or economic downturns affecting payment abilities.
  • Receivables Insurance: Safeguards outstanding invoices to maintain steady cash flow.
  • Structured Finance Exposure: Mitigates risks involved in complex credit and financing arrangements.

Talk To Us

Contact us to get in touch with an industry or risk subject matter expert, learn more about a specific solution or submit a sales/RFP inquiry.

Contact Us

Disclosure

EDME INSURANCE BROKERS LTD. (FORMERLY KNOWN AS ADITYA BIRLA INSURANCE BROKERS LTD.)

Registered Office: 2nd Floor, Privillion, East Wing, Sarkhej - Gandhinagar Highway, Vikram Nagar, Bodakdev, Ahmedabad, Gujarat 380054. IRDAI License Number: 146 | Composite Broker | License Valid till: 9th April, 2027 | CIN: U99999GJ2001PLC062239 Corporate Office: VIOS Tower, 6th floor, Off Eastern Express Highway, Sewri - Chembur Rd, Mumbai – 400037 Telephone: 1800 120 2510 | Website: www.edmeinsurance.com In case of any queries/complaints/grievances, please write to us at care@edmeinsurance.com.