Property & Casualty Insurance Solutions

Property & Casualty Insurance Solutions

Core insurance solutions providing protection against property damage and liability risks, ensuring financial security across diverse operational exposures.

Overview

Property & Casualty insurance is critical for industries as it protects physical assets — like buildings, equipment, inventory — and covers liability risks arising from operations, third-party injuries or legal claims. It ensures business continuity by minimizing financial disruptions from events such as fire, theft, natural disasters or lawsuits. For sectors like manufacturing, logistics, real estate, healthcare or retail, it is not just a safeguard but a strategic necessity to maintain operational stability, meet contractual and regulatory requirements and build long-term resilience.

EDME Edge

  • Global expertise
  • Trusted partner
  • Inhouse policy wording specialists
  • Private and independently owned
  • Inhouse claims managements
  • Inhouse engineers

FAQs

  • Businesses of all sizes and sectors — including manufacturing, construction, logistics, retail, healthcare, real estate, hospitality and more
  • Organizations that own physical assets
  • Companies operating from a commercial location
  • Firms that manage employees, interact with customers or third parties or face legal liabilities
  • Startups, SMEs or large enterprises seeking to protect operations, assets and financial stability


Example

Airports – terminals and support property
Heavy industry – cement plants, steel plants

Mining

  • Surface mines including
  • Open cast mines
  • Quarrying
  • Strip Mining
  • Mountain top removal
  • Underground Mines


Agriculture

Medical – hospitals, clinics

Power Generation - all forms of generation

  • Coal fired power plants
  • Oil fired power plants
  • Gas fired power plants
  • Waste fired power plants
  • Combined Cycle power plants


Breweries – beverage and food production

Ports

Railways – track, stations and rolling stock

Commercial – hotels, shopping malls

Utilities – water desalination

Renewable Energy

  • Biofuel
  • First Generation including (made from sugar, starch, vegetable oil or animal fats):
  • Bio alcohols
  • Biodiesel
  • Biogas
  • Solid biofuels
  • Syngas
  • Vegetable oil
  • Second Generation including (made from non-food crops):
  • Waste biomass
  • Wood
  • Third Generation including (made from algae):
  • Otherwise known as oilgae
  • Geothermal power Plants
  • Hydroelectric power plants
  • Solar Power
  • Wave Power
  • Wind Farms


Forestry

Manufacturing – automotive, white goods plants

Technology based industries – telecommunications

  • Property insurance: Covers physical assets such as buildings, equipment, machinery, inventory and business contents against risks like fire, theft, natural disasters, vandalism and accidental damage
  • Casualty (liability) insurance: Protects your business from legal and financial liabilities arising from third-party bodily injuries, property damage, employee-related claims and legal defense costs
  • Business interruption, product liability, cyber incidents, workers’ compensation and more — tailored to your operational risks and regulatory needs

  • Asset protection: Safeguards your buildings, equipment and inventory from damage or loss
  • Liability coverage: Shields your business from legal claims and third-party injury or property damage
  • Business continuity: Supports recovery from disruptions like fire, theft or natural disasters through business interruption coverage
  • Regulatory compliance: Helps meet contractual and legal insurance requirements across sectors
  • Financial stability: Minimizes out-of-pocket expenses for unexpected events, preserving cash flow
  • Reputation protection: Helps manage liability-related crises professionally, limiting reputational damage
  • Customizable coverage: Policies can be tailored to your industry-specific risks and operational needs
  • This insurance forms a foundational layer of risk management, enabling long-term resilience and growth.

Talk To Us

Contact us to get in touch with an industry or risk subject matter expert, learn more about a specific solution or submit a sales/RFP inquiry.

Contact Us

Disclosure

EDME INSURANCE BROKERS LTD. (FORMERLY KNOWN AS ADITYA BIRLA INSURANCE BROKERS LTD.)

Registered Office: 2nd Floor, Privillion, East Wing, Sarkhej - Gandhinagar Highway, Vikram Nagar, Bodakdev, Ahmedabad, Gujarat 380054. IRDAI License Number: 146 | Composite Broker | License Valid till: 9th April, 2027 | CIN: U99999GJ2001PLC062239 Corporate Office: VIOS Tower, 6th floor, Off Eastern Express Highway, Sewri - Chembur Rd, Mumbai – 400037 Telephone: 1800 120 2510 | Website: www.edmeinsurance.com In case of any queries/complaints/grievances, please write to us at care@edmeinsurance.com.