Financial & Professional Liability Insurance

Financial & Professional Liability Insurance

Robust liability solutions protecting organizations and leadership against legal and financial risks arising from professional errors, negligence, and regulatory exposures.

Overview

Businesses and professionals across industries face rising legal and regulatory scrutiny. Allegations of misrepresentation, breaches of duty or financial mismanagement can lead to costly lawsuits, reputational damage and operational setbacks. Whether a financial institution, law firm, consulting company or corporate executive, safeguarding against liability risks is critical.

With litigation becoming increasingly widespread throughout business, it is important to know your risks and ensure you safeguard your financial position against potential claims arising from employees, clients and other third parties.

It is essential that these risks be identified and minimized as far as possible. This should be tailored with an appropriate (re)insurance program designed to defend against such actions and safeguard the Company’s financial position.

EDME Edge

  • Customer focused
  • Long-term relationships
  • Independent advice
  • Agile
  • Bespoke service
  • Accurate wording

FAQs

  • Directors, officers and corporate executives
  • Financial institutions, investment firms and insurance providers
  • Law firms, consulting companies and professional service providers
  • Accountants, auditors and wealth managers
  • Businesses facing regulatory compliance and corporate governance risks

Our client base reflects the global scale and scope of the Iiability industry. The Iiability team provides covers in the following areas:
Energy companies from exploration and extraction to the refined product
Manufacturers of all major products including pharmaceuticals
Utilities (Electricity, Water and Gas providers)
Municipalities
Major construction projects
Petrochemical refining
Automotive
Chemicals
Food and beverage
Heavy industry
Hotels/leisure
Manufacturing
Pharmaceutical
Mining
Power
Property owners
Retail
Telecommunications
Banking & Financial Services
E-Commerce
Information Technology & ITES
Trading
Transportation
Utilities

  • Directors & Officers (D&O) Liability: Protects executives from personal liability in lawsuits related to business decisions
  • Errors & Omissions (E&O) Insurance: Covers legal claims arising from professional negligence or inadequate services
  • Investment & Fiduciary Liability: Provides protection against mismanagement of client funds or employee benefits
  • Regulatory Investigation & Compliance Coverage: Covers costs related to legal defense and penalties for non-compliance
  • Employment Practices Liability Insurance (EPLI): Protects businesses from claims related to wrongful termination, discrimination or workplace misconduct
  • Public/Products Liability: This cover protects you if third parties suffer personal injury or property damage due to your business or products.
  • Product Recall and Guarantee Insurance: This can protect your business from the costs incurred when recalling defective products, as well as the costs of replacing, recovering, repairing and altering products that are defective due to faulty design, manufacture or installation.
  • Pollution Liability: Contractors’ Pollution Liability (CPL) is obtained on a claims made or occurrence basis that provides third party coverage for bodily injury, property damage, defence and clean up, as a result of pollution conditions arising from contracting operations performed by your business.
  • Accident and Health: These are benefits provided to employees for sickness, accidental injury, or accidental death. These include payments of hospital and medical expenses and are applicable to individuals and groups including Ships or Yacht Crew Welfare and Aviation Pilot/ Crew PA/Loss of license.
  • Environmental Impairment Liability: This is an insurance cover that protects you against environmental damage or pollution that may occur as an event of the insured’s activities.
  • Event Cancellation Insurance: This will cover any expenses or lost revenue that you might stand to lose if the event you are holding or attending is cancelled, abandoned or postponed for unforeseeable reasons beyond your control.
  • Medical Malpractice Insurance: This is a cross of public liability insurance and professional indemnity insurance which responds to claims arising from both bodily injury and mental and psychological damage.
  • Cyber Liability: This cover is designed to protect your business if it experiences a data breach or is the subject of an attack by a malicious hacker that affects its computer systems.

Talk To Us

Contact us to get in touch with an industry or risk subject matter expert, learn more about a specific solution or submit a sales/RFP inquiry.

Contact Us

Disclosure

EDME INSURANCE BROKERS LTD. (FORMERLY KNOWN AS ADITYA BIRLA INSURANCE BROKERS LTD.)

Registered Office: 2nd Floor, Privillion, East Wing, Sarkhej - Gandhinagar Highway, Vikram Nagar, Bodakdev, Ahmedabad, Gujarat 380054. IRDAI License Number: 146 | Composite Broker | License Valid till: 9th April, 2027 | CIN: U99999GJ2001PLC062239 Corporate Office: VIOS Tower, 6th floor, Off Eastern Express Highway, Sewri - Chembur Rd, Mumbai – 400037 Telephone: 1800 120 2510 | Website: www.edmeinsurance.com In case of any queries/complaints/grievances, please write to us at care@edmeinsurance.com.